The Now Platform® Washington DC release is live. Watch now!

Help
cancel
Showing results for 
Show  only  | Search instead for 
Did you mean: 

in What Circumstance Would a Property Insurance Claim be Rejected? Is Macy's a reliable site?

Henrystevens
Kilo Contributor

Home Insurance Claim Rejected Sometimes, though, insurers overstep in an attempt to avoid paying. If you think your claim has been denied without reason, contact the Florida Professional Law Group today. We’re here to help. There are no costs or fees if we don’t recover, meaning we don’t get paid unless you get paid. We have a full team of attorneys, claims specialists, support staff, and even a client services team available to guide you through this process. We also assist property owners with new, delayed, and underpaid insurance claims. Contact us for a free consultation by submitting this form or calling our insurance claims helpline at 800-LAW-4141.

 

The Top 10 Reasons For Denied Claims

 

Dealing with all the damage to your property can be quite tough, and on top of that, if your claim gets rejected, even the calmest person will lose his cool. There are quite a few reasons for a property claim to be rejected, some of which are easily avoidable. We would suggest that every policyholder do their due diligence so that these avoidable reasons for claim rejections do not arise.

 

What Should I Do If My Claim Is Denied?

 

1. Your policy does not cover the peril that damaged or vandalized your property. A standard property insurance policy does not cover every kind of peril (cause of damage); there are some exclusions that it does not protect you from. Although some perils can be added to this standard policy to increase your coverage, there are some perils that an insurance policy will never protect you from.

 

What Steps Can I Take to Prevent a Denial?

 

Here’s what you can add as a rider to your policy (add ons for an additional premium): If your property was damaged due to any of the above reasons and your policy does not cover these perils, your claim will be rejected.

If the damage to your property was caused by any of the above perils, your claim is bound to get rejected. A lot of policies have certain conditions stated. And if those conditions are not abided by, the property insurance provider will reject the claim request. Some examples of conditions stated.

 

Murray + Murray Can Simplify the Process

 

Non-disclosure of information in any kind of policy is frowned upon, as this would be termed a fraud in the eyes of the insurer. To avoid any further investigations or claim rejections, make sure you disclose all the relevant information and avoid hiding even the tiniest details. (For example, any other policies that you own, any relevant information about the property that the insurer might want to know, etc.)

 

Insufficient documentation of the damage

 

Incorrect information provided can also be termed fraudulent. Even if the mistake is a minor one, you can be accused of cheating the insurer. Make sure you provide the correct information about your nominee’s details, your details, property details (good and bad), etc. Usually, every insurance provider has a certain time frame for applying for a claim, and if the policyholder crosses that, it’s most likely that their claim will be rejected. Informing your insurer is the first thing you should do after the disaster.

0 REPLIES 0