---
sourceDocument: Australia Financial Services Operations
sourceDocumentLink: https://www.servicenow.com/docs/r/australia/financial-services-operations

 Release :

    - australia

ft:locale :

    - en-US

ft:publication_title :

    - Australia Financial Services Operations

ft:clusterId :

    - finso

bundleId :

    - finso

workflow :

    - Customer and Industry


---

# Submit a dispute case with Disputes intake via Virtual Agent

# Submit a dispute case with Disputes intake via Virtual Agent {#ariaid-title1}

Release version: Australia  
Updated March 12, 2026  
![](https://www.servicenow.com/docs/portal-asset/ico-clock) 1 minute to read  
Create a new dispute case using the Disputes intake via Virtual Agent skill in the ServiceNow Otto for Financial Services Operations (FSO) application. Customers can interact with a Virtual Agent chat, which collects and infers details from customer responses.

## Before you begin

Role required: none

## Procedure

1. Initiate a chat with Disputes intake via Virtual Agent by selecting the ServiceNow Otto icon.
2. Select Report a dispute.  
   A new dispute case is created to capture the customer's responses.
3. The Virtual Agent asks questions to determine the dispute type, and the subsequent questions from the disputes questionnaire for this particular type of dispute.  
   The virtual agent will inform the customer if the transaction is already part of another case.

   Disputes intake via Virtual Agent rephrases questions from the dispute questionnaire in a conversational format.

   The dispute case is populated with information from the customer's responses. Disputes intake via Virtual Agent infers information from responses to populate other fields as necessary.
4. **Optional:** If the dispute is for an ACH transaction, the customer may be asked to sign a Written Statement of Unauthorized Debit (WSUD), if required.
5. When presented with the dispute submission disclaimer, select Yes to agree.  
   If No is selected more than once, the user is redirected to a live agent.

## Result

Disputes intake via Virtual Agent creates a Card Disputes Service Case and presents the customer with a reference link.

A card dispute processor may access the record and review its details in the workspace.