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sourceDocumentLink: https://www.servicenow.com/docs/r/delta-yokohama-brazil

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ft:locale :

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ft:publication_title :

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---

# Combined ServiceNow Otto for Financial Services Operations (FSO) release notes for upgrades from Yokohama to Brazil

# Combined ServiceNow Otto for Financial Services Operations (FSO) release notes for upgrades from Yokohama to Brazil {#ariaid-title1}

Release version: Brazil  
Updated October 8, 2026  
![](https://www.servicenow.com/docs/portal-asset/ico-clock) 15 minutes to read
Summarize  
![AI sparkle icon](https://servicenow.com/docs/portal-asset/ai-sparkle-icon) Summarized using AI  
This content was generated using new OpenAI-powered functionality. Results are provided on an as is basis and are not guaranteed to be accurate or complete.  

## Summary of Combined ServiceNow Otto for Financial Services Operations (FSO) Release Notes for Upgrades from Yokohama to Brazil

This consolidated release notes document assists ServiceNow customers in upgrading ServiceNow Otto for Financial Services Operations (FSO) from the Yokohama release family through to Brazil.
It summarizes new features, changes, activation instructions, and important upgrade considerations across multiple release families (Yokohama, Zurich, Australia, Brazil).
Show full answer Show less  

## Key Features

* **Long Term Stable (LTS) Models:** Introduced as part of Now LLM Service, these models provide extended stability and compliance controls suitable for regulated financial industries.
* **Expanded AI Model Providers:** Support added for Google Gemini and AWS Claude as third-party AI model options alongside Now LLM Service and Azure OpenAI, enhancing AI capabilities across Now Assist applications.
* **ACL Security Implementation:** Access Control Lists (ACLs) and user identity integration now secure execution of AI agents, agentic workflows, and generative AI skills, with predefined ACLs provided for core features like case summarization and dispute intake.
* **Agentic Workflows and AI Agents:** Enable automation and guided resolution for disputes including friendly fraud, with AI agents providing step-by-step recommendations and rationale to assist human agents in decision-making.
* **Disputes Intake via Virtual Agent:** Provides a conversational, intuitive interface for customers to submit dispute details aligned with card network requirements, including support for ACH disputes and Written Statement of Unauthorized Debt (WSUD).
* **Agentic Contact Center Enhancements:** AI agents and skills augment front-office banking and insurance operations by delivering customer insights, call summarization, intent detection, and contextual recommendations during live interactions.
* **ServiceNow Otto AI Platform Licensing Tiers:** Three tiers---Foundation (basic insights), Advanced (productivity enhancements), and Prime (autonomous AI orchestration)---provide flexible access to AI features depending on customer license.

## Key Changes

* **Role Configuration Required:** Agentic workflows and AI agents now require additional role-based security configurations to function correctly; customers must assign installed roles and update data access settings accordingly.
* **Now Assist Skills Default Activation:** New customers automatically have certain Now Assist skills enabled upon installation; upgrading customers will have unconfigured skills turned on unless previously explicitly deactivated.
* **Usage Measurement Update:** AI usage tracking shifted from a 365-day look-back model to a 365-day burn-down model with resets at contract anniversary, enabling more accurate consumption monitoring.
* **Default AI Model Provider Update:** Third-party large language models are now the default for new or inactive AI assets, while existing configurations using Now LLM Service remain unchanged.
* **Disputes Intake Enhancement:** The Virtual Agent flow now aligns with the latest dispute questionnaires, bypassing inferencing for certain answers to improve accuracy and supports both card and ACH dispute types.
* **ServiceNow Otto Branding:** The AI experience formerly known as Now Assist is rebranded as ServiceNow Otto, highlighting its conversational AI platform capabilities integrated into ServiceNow workflows.

## Activation and Licensing

ServiceNow Otto for FSO is available via the ServiceNow Store. Customers must request installation from the Store and ensure they have the appropriate Financial Services Operations Professional Plus or Enterprise Plus licenses. Activation instructions remain consistent across releases.

## Additional Information

* **No removals or deprecations:** There were no features or functionalities removed or deprecated between Yokohama and Brazil releases.
* **No updates to browser, accessibility, or localization requirements:** These aspects remain unchanged across the releases.
* **Highlighted Improvements:** Several incremental patches introduced capabilities such as Google Gemini and AWS Claude AI model integration, improved friendly fraud dispute handling, AI-powered CSR support for banking and insurance, and enhanced call summarization and customer insights.

## Practical Impact for ServiceNow Customers

Upgrading to the Brazil release family brings enhanced AI-driven automation, improved security with ACL enforcement, expanded AI model options, and better customer service tools for financial services operations. These features enable faster dispute resolution, more efficient CSR workflows, and stronger compliance controls, helping organizations reduce manual effort, improve decision quality, and deliver superior customer experiences.

Customers should carefully review role and security configurations, understand the updated AI usage metrics, and plan activation via the ServiceNow Store to fully leverage the new capabilities introduced from Yokohama through Brazil.  
Consolidated page of all release notes for ServiceNow Otto for Financial Services Operations (FSO) from Yokohama to Brazil.

## How to use this page

To help you prepare for your upgrade, we have combined the cross-family ServiceNow Otto for Financial Services Operations (FSO) release notes onto one page. Read this summary of the new features, changes, and updated information for your product from Yokohama to Brazil.  
Tip:  
If there were no updates for a release notes section in a certain family release, we included a short note for your reference. For example, if a product did not have any updates in Tokyo, the row says "No updates for this release."

## Important information for upgrading ServiceNow Otto for Financial Services Operations (FSO) to Brazil

Before you upgrade to Brazil, review these pre- and post-upgrade tasks and complete the tasks as needed.  
{#dfrn3-servicenowottoforfinancialservicesoperationsfso-summary__entry__2}

| Release | Release notes |
|-|-|
| Yokohama | No updates for this release. |
| Zurich | No updates for this release. |
| Australia | No updates for this release. |
| Brazil | No updates for this release. |
[ ]

## New features

Between your current release family and Brazil, new features were introduced for ServiceNow Otto for Financial Services Operations (FSO).  
{#dfrn3-servicenowottoforfinancialservicesoperationsfso-summary__entry__12}

| Release | Release notes |
|-|-|
| Yokohama | [Long term stable models](https://www.servicenow.com/docs/access?context=long-term-stable-models&family=yokohama&ft:locale=en-US) :   Long term stable (LTS) models are part of Now LLM Service and provide longer model stability windows for regulated industries. These models can integrate with tools to provide governance, monitoring, and compliance controls. [New third-party AI model provider options available for all Now Assist applications](https://www.servicenow.com/docs/access?context=exploring-large-language-models&family=yokohama&ft:locale=en-US) :   Google Gemini and AWS Claude are available for Now Assist skills and AI agents in addition to Now LLM Service and Azure OpenAI. [ACL security implementation](https://www.servicenow.com/docs/access?context=configuring-now-assist-skills-for-fso&family=yokohama&ft:locale=en-US) :   Enable security implementation to execute AI agents, agentic workflows, and generative AI skills through ACLs and user identities in Now Assist for FSO.Predefined ACLs are provided for case summarization, Disputes intake via Virtual Agent, and the Help resolve friendly fraud AI agent and agentic workflow. [Using agentic workflows](https://www.servicenow.com/docs/access?context=using-ai-agent-use-cases-in-now-assist-for-fso&family=yokohama&ft:locale=en-US) :   Resolve disputes that are flagged as friendly fraud with comprehensive guidance from the friendly fraud AI agent. Leverage the AI agent's step-by-step recommendations and detailed responses to explain the decisions made regarding disputes. Based on the AI agent recommendations, issue credit to customers, decline disputes, or initiate an exception process. [Disputes intake via Virtual Agent](https://www.servicenow.com/docs/access?context=now-assist-for-financial-services-operations&family=yokohama&ft:locale=en-US) :   Provide an intuitive dialog-based channel experience for your customers to submit details on a dispute case. The dispute intake via Virtual Agent leverages questions that are required by the card processing networks. Now LLM Service rephrases these questions in a conversational format and infers the answers for the unanswered questions from customer responses. |
| Zurich | [Agentic Contact Center for Banking AI Agents and skills in FSO](https://www.servicenow.com/docs/access?context=usecase-now-assist&family=zurich&ft:locale=en-US) : Streamline your front-office banking operations by using the Agentic Contact Center for Banking application that provides AI-led experience for CSRs (Customer Services Representatives) through the below agents and skills: * Customer 360 Experience * Customer insights AI agent - It generates insights and recommendations that help you identify relevant details and take the next best action efficiently. * Customer summarization skill - It summarizes customer data from multiple FSO applications, then provides customer summaries, product ownership context, financial overviews, and recent activity information. * CSR Interaction * Customer support AI agent - It provides real-time contextual insights and recommended steps that help reduce manual effort and decrease handle time during customer calls. * Call summarization skill - It summarizes active customer calls and other customer information, then displays relevant insights dynamically, eliminating the need to navigate multiple windows during customer calls. [AI agents in FSO](https://www.servicenow.com/docs/access?context=ai-agents-fso&family=zurich&ft:locale=en-US) : Automate ACH dispute resolution using AI-powered agents to assist in these tasks: 1. Evaluate merchant analysis 2. Evaluate Nacha operating guidelines 3. Review ACH dispute return recommendation 4. Dispute communication initiation These AI agents provide recommended outcomes along with supporting rationale to assist decision-making. However, the final decision remains entirely with the dispute agent. Dispute agents can now close tasks faster and with confidence using the Apply Recommendation option. With one click, the recommended outcome and rationale are applied and the task is closed, saving time, reducing manual effort, and boosting productivity. [Now LLM LTS support for ServiceNow Otto for FSO](https://www.servicenow.com/docs/access?context=now-llm-model-updates&family=zurich&ft:locale=en-US) :   Long term stable (LTS) models are part of Now LLM Service and provide longer model stability windows for regulated industries. These models can integrate with tools to provide governance, monitoring, and compliance controls. [ACL security implementation](https://www.servicenow.com/docs/access?context=using-ai-agent-use-cases-in-now-assist-for-fso&family=zurich&ft:locale=en-US) :   Enable security implementation to execute AI agents, agentic workflows, and generative AI skills through ACLs and user identities in ServiceNow Otto for FSO. Predefined ACLs are provided for case summarization, Disputes intake via Virtual Agent, and the Help resolve friendly fraud AI agent and agentic workflow. |
| Australia | [Insurance CSR support AI agent](https://www.servicenow.com/docs/access?context=agentic-contact-center-for-insurance-agents-overview&family=australia&ft:locale=en-US) :   Provides insurance CSRs with AI-driven live assistance during voice calls in Agentic Contact Center for Insurance. The agent monitors the call transcript and, when prompted, identifies the customer's intent and surfaces relevant insurance data and knowledge base content. The agent responds to typed queries, or the CSR can request to have the agent read the latest transcript to infer the customer's most recent question. [Insurance interaction context summary skill](https://www.servicenow.com/docs/access?context=ai-skills-agentic-contact-center-insurance&family=australia&ft:locale=en-US) :   Generates a call-contextual summary in the Interaction page in Agentic Contact Center for Insurance. When a call is assigned to a CSR, the skill surfaces the customer's likely reason for calling, related cases, and relevant insurance products in the Relevant details for this call card. [Insurance CSR customer insights AI agent](https://www.servicenow.com/docs/access?context=agentic-contact-center-for-insurance-agents-overview&family=australia&ft:locale=en-US) :   Enables insurance CSRs to ask natural-language questions about a customer's insurance relationship directly from the Customer 360 page. The agent retrieves data from insurance policy, claims, and servicing sources, and returns contextual responses to the CSR. [Insurance Customer Profile Summarization skill](https://www.servicenow.com/docs/access?context=ai-skills-agentic-contact-center-insurance&family=australia&ft:locale=en-US) :   Provides AI-generated summaries of an insurance customer's profile, status, and policy portfolio directly in the Customer 360 page in Agentic Contact Center for Insurance. [Banking CSR support AI agent](https://www.servicenow.com/docs/access?context=agentic-contact-center-for-banking-agents-overview&family=australia&ft:locale=en-US) :   Provides CSRs with AI-driven live assistance during voice calls. This AI agent monitors the transcript of the call. When prompted, the agent identifies customer intent, surfaces knowledge-based recommendations, and suggests next-best actions. [Banking customer interaction context summary skill](https://www.servicenow.com/docs/access?context=ai-skills-agentic-contact-center-banking&family=australia&ft:locale=en-US) :   Generates a call-contextual customer summary in the Interaction workspace in the Agentic Contact Center for Banking. This summary is scoped to the intent of the inbound call, providing the agent with a snapshot of the customer's situation when the call begins. [Banking CSR customer insights AI agent](https://www.servicenow.com/docs/access?context=agentic-contact-center-for-banking-agents-overview&family=australia&ft:locale=en-US) :   Enables CSRs to ask natural-language questions about a customer directly from the Customer 360 workspace. The agent aggregates data from predefined sources, then uses the information to generate accurate, contextually relevant answers. [Banking customer profile summarization skill](https://www.servicenow.com/docs/access?context=ai-skills-agentic-contact-center-banking&family=australia&ft:locale=en-US) :   Provides AI-generated summaries directly on the Customer 360 workspace in the Agentic Contact Center for Banking, reducing navigation across multiple systems. [ServiceNow product tiers](https://www.servicenow.com/docs/access?context=ai-native-sku-overview&family=australia&ft:locale=en-US) :   The ServiceNow AI Platform now brings you a new AI experience with three licensing tiers available: * Foundation: AI basics to deliver insights * Advanced: AI to boost productivity across relevant use cases * Prime: Act autonomously with all AI assets, and create your own Depending on your license, you will have access to certain application features, generative AI skills, agentic workflows, and AI agents. |
| Brazil | No updates for this release. |
[ ]

## Changes

Between your current release family and Brazil, some changes were made to existing ServiceNow Otto for Financial Services Operations (FSO) features.  
{#dfrn3-servicenowottoforfinancialservicesoperationsfso-summary__entry__22}

| Release | Release notes |
|-|-|
| Yokohama | [Role configuration required for agentic workflows and AI agents](https://www.servicenow.com/docs/access?context=aia-role-masking&family=yokohama&ft:locale=en-US) :   Agentic workflows and AI agents included with Now Assist applications require additional security configuration. If you select Users with selected roles for your user access security controls for an agentic workflow or AI agent, you must add the installed roles, or they will not execute. Data access settings must also include these roles. See the documentation for the agentic workflow or AI agent for the specific roles you must add. [Some Now Assist skills are turned on by default](https://www.servicenow.com/docs/access?context=now-assist-skills-on-by-default&family=yokohama&ft:locale=en-US) :   The new default behavior works as follows: * New customers: When you install a Now Assist product, designated skills are turned on automatically. * Existing customers who are upgrading (starting with Yokohama Patch 11): Any previously unconfigured skill is turned on automatically (the skill was never configured and turned on, then turned off again). Previously configured skills that were turned on, then off, remain inactive. [Changes to Now Assist usage measurement](https://www.servicenow.com/docs/access?context=monitoring-now-assist-usage&family=yokohama&ft:locale=en-US) :   Starting with Yokohama Patch 5, Now Assist usage measurement is transitioning from a 365-day look-back model to a 365-day burn-down model, with usage resetting at the contract anniversary date. For more information, refer to [KB KB2704710: Now Assist Usage - Overview \& New Measurement Logic](https://support.servicenow.com/kb?id=kb_article_view&sysparm_article=KB2704710). |
| Zurich | [Now Assist \> ServiceNow Otto announcement](https://www.servicenow.com/docs/access?context=sn-ai-implementation-landing&family=zurich&ft:locale=en-US) :   ServiceNow Otto introduced AI on the platform. As that experience has evolved, there's a new name for the experience. ServiceNow Otto® is the conversational AI platform integrated into ServiceNow workflows. It provides agentic capabilities, supports multimodal interactions across web, mobile, and messaging channels, and enables autonomous orchestration for cross-system workflows. [Changes to Now Assist usage measurement](https://www.servicenow.com/docs/access?context=monitoring-now-assist-usage&family=zurich&ft:locale=en-US) :   Starting with Australia Early Access, AI usage measurement is transitioning from a 365-day look-back model to a 365-day burn-down model, with usage resetting at the contract anniversary date. For more information, refer to [KB KB2704710: AI Usage - Overview \& New Measurement Logic](https://support.servicenow.com/kb?id=kb_article_view&sysparm_article=KB2704710). [Disputes intake via Virtual Agent](https://www.servicenow.com/docs/access?context=exploring-now-assist-for-financial-services-operations-fso&family=zurich&ft:locale=en-US) :   Disputes intake via Virtual Agent has the following updates: * Questions presented to the user for disputes will follow the dispute questionnaire in the disputes playbook. * Bypass inferring answers to certain questions so that customers provide answers directly, ensuring the correct dispute category and dispute reason are determined. * Supports ACH disputes, Disputes intake via Virtual Agent including submission of the Written Statement of Unauthorized Debt (WSUD). * Checks if the disputed transaction is already part of an existing case. [Role configuration required for agentic workflows and AI agents](https://www.servicenow.com/docs/access?context=aia-role-masking&family=zurich&ft:locale=en-US) :   Agentic workflows and AI agents included with your applications require additional security configuration. If you select Users with selected roles for your user access security controls for an agentic workflow or AI agent, you must add the installed roles, or they will not execute. See the documentation for the agentic workflow or AI agent for the specific roles you must add. |
| Australia | [Now Assist \> ServiceNow Otto announcement](https://www.servicenow.com/docs/access?context=sn-ai-implementation-landing&family=australia&ft:locale=en-US) :   ServiceNow Otto introduced AI on the platform. As that experience has evolved, there's a new name for the experience. ServiceNow Otto® is the conversational AI platform integrated into ServiceNow workflows. It provides agentic capabilities, supports multimodal interactions across web, mobile, and messaging channels, and enables autonomous orchestration for cross-system workflows. [Updated default model provider for ServiceNow Otto for FSO skills](https://www.servicenow.com/docs/access?context=configure-fso-now-assist-skills&family=australia&ft:locale=en-US) :   The Now LLM Service is no longer the default model provider for new or inactive AI assets. A third-party LLM is now selected by default, while existing configurations using the Now LLM Service continue unchanged. The Now LLM Service is still available for manual selection. |
| Brazil | No updates for this release. |
[ ]

## Removed

Between your current release family and Brazil, some ServiceNow Otto for Financial Services Operations (FSO) features or functionality were removed.  
{#dfrn3-servicenowottoforfinancialservicesoperationsfso-summary__entry__32}

| Release | Release notes |
|-|-|
| Yokohama | No updates for this release. |
| Zurich | No updates for this release. |
| Australia | No updates for this release. |
| Brazil | No updates for this release. |
[ ]

## Deprecations

Between your current release family and Brazil, some ServiceNow Otto for Financial Services Operations (FSO) features or functionality were deprecated.  
{#dfrn3-servicenowottoforfinancialservicesoperationsfso-summary__entry__42}

| Release | Release notes |
|-|-|
| Yokohama | No updates for this release. |
| Zurich | No updates for this release. |
| Australia | No updates for this release. |
| Brazil | No updates for this release. |
[ ]

## Activation information

Review information on how to activate ServiceNow Otto for Financial Services Operations (FSO).  
{#dfrn3-servicenowottoforfinancialservicesoperationsfso-summary__entry__52}

| Release | Release notes |
|-|-|
| Yokohama | Activation information :   Install ServiceNow Otto for FSO by requesting it from ServiceNow Store. Visit the [ServiceNow Store](https://store.servicenow.com/sn_appstore_store.do#!/store/home) website to view all the available apps and for information about submitting requests to the store. For cumulative release notes information for all released apps, see the [ServiceNow Store version history release notes](https://www.servicenow.com/docs/access?context=sn-store-release-notes&family=yokohama&ft:locale=en-US). Important: ServiceNow Otto for FSO is available in ServiceNow Store. For details, see the "Activation information" section of these release notes. |
| Zurich | Activation information :   Install ServiceNow Otto for FSO by requesting it from the ServiceNow Store. Visit the [ServiceNow Store](https://store.servicenow.com/sn_appstore_store.do#!/store/home) website to view all the available apps and for information about submitting requests to the store. For cumulative release notes information for all released apps, see the [ServiceNow Store version history release notes](https://www.servicenow.com/docs/access?context=sn-store-release-notes&family=zurich&ft:locale=en-US). Important: ServiceNow Otto for FSO is available in the ServiceNow Store. For details, see the "Activation information" section of these release notes. |
| Australia | Activation information :   Install ServiceNow Otto for FSO by requesting it from the ServiceNow Store. Visit the [ServiceNow Store](https://store.servicenow.com/sn_appstore_store.do#!/store/home) to view all the available apps, and for information about submitting requests to the store. For cumulative release notes information for all released apps, see the [ServiceNow Store version history release notes](https://www.servicenow.com/docs/access?context=sn-store-release-notes&family=australia&ft:locale=en-US). Important: ServiceNow Otto for FSO is available in the ServiceNow Store. For details, see the "Activation information" section of these release notes. |
| Brazil | No updates for this release. |
[ ]

## Additional requirements

If any additional requirements were introduced or changed for ServiceNow Otto for Financial Services Operations (FSO) we have noted them here.  
{#dfrn3-servicenowottoforfinancialservicesoperationsfso-summary__entry__62}

| Release | Release notes |
|-|-|
| Yokohama | Additional requirements :   The ServiceNow Otto for FSO application requires a Financial Services Operations Professional Plus or Enterprise Plus license. |
| Zurich | No updates for this release. |
| Australia | No updates for this release. |
| Brazil | No updates for this release. |
[ ]

## Browser requirements

If any specific browser requirements were introduced or changed for ServiceNow Otto for Financial Services Operations (FSO) we have noted them here.  
{#dfrn3-servicenowottoforfinancialservicesoperationsfso-summary__entry__72}

| Release | Release notes |
|-|-|
| Yokohama | No updates for this release. |
| Zurich | No updates for this release. |
| Australia | No updates for this release. |
| Brazil | No updates for this release. |
[ ]

## Accessibility information

Review details on accessibility information for ServiceNow Otto for Financial Services Operations (FSO), such as specific requirements or compliance levels.  
{#dfrn3-servicenowottoforfinancialservicesoperationsfso-summary__entry__82}

| Release | Release notes |
|-|-|
| Yokohama | No updates for this release. |
| Zurich | No updates for this release. |
| Australia | No updates for this release. |
| Brazil | No updates for this release. |
[ ]

## Localization information

If there are specific localization considerations for ServiceNow Otto for Financial Services Operations (FSO) we have noted them here.  
{#dfrn3-servicenowottoforfinancialservicesoperationsfso-summary__entry__92}

| Release | Release notes |
|-|-|
| Yokohama | No updates for this release. |
| Zurich | No updates for this release. |
| Australia | No updates for this release. |
| Brazil | No updates for this release. |
[ ]

## Highlight information

If there are specific highlight considerations for ServiceNow Otto for Financial Services Operations (FSO) we have noted them here.  
{#dfrn3-servicenowottoforfinancialservicesoperationsfso-summary__entry__102}

| Release | Release notes |
|-|-|
| Yokohama | [Yokohama Patch 11](https://www.servicenow.com/docs/access?context=yokohama-patch-11&family=yokohama&ft:locale=en-US) * ServiceNow Otto for FSO skills and AI agents support model updates in Now LLM Service. * Some Now Assist skills, agents, and agentic workflows are on by default. * Review changes to Now Assist usage measurement. * Additional role configuration is required for agentic workflows and AI agents included with Now Assist applications. Yokohama Patch 6 * Use Google Gemini and Anthropic Claude on AWS as AI model providers for Now Assist skills and AI agents in addition to Now LLM Service and Azure OpenAI. * Implement security in Now Assist AI agents and Now Assist for FSO skills with Access Control Lists (ACLs). Yokohama Patch 3 * Streamline the friendly fraud dispute resolution process for human agents and make informed decisions by using the Now Assist friendly fraud AI agent. * Maintain positive customer relationships by using the AI agent to craft responses with the right tone and language. * Enable agents to evaluate and review the amount being disputed, the customer relationship, and the outcome of the detection logic. Yokohama Patch 1 * Streamline the card dispute submission process for cardholders with a dispute intake workflow by using Now Assist in Virtual Agent. * Use a conversational, natural language interface that makes data collection more engaging and less tedious compared to a traditional form. * Increase efficiency by inferring information from the customer's responses in the conversation. See [ServiceNow Otto for Financial Services Operations (FSO)](https://www.servicenow.com/docs/access?context=now-assist-for-financial-services-operations&family=yokohama&ft:locale=en-US) for more information. |
| Zurich | Zurich Patch 12 * Starting with Zurich Patch 12, ServiceNow Otto is the new AI experience brand. This change is reflected in the name of ServiceNow products, including ServiceNow Otto for Financial Services Operations (FSO). Your product entitlements remain unchanged. Check your entitlements to determine your access to specific features. Zurich Patch 7 * Improve your live customer interactions and address customer inquiries more efficiently by using ServiceNow Otto for FSO interaction AI agent and summarization skill in the Agentic Contact Center for Banking application. * Use ServiceNow Otto for FSO customer insights AI agent and summarization skill in the Agentic Contact Center for Banking application to get insights such as customer summaries and financial overviews, for more consistent servicing and faster support. [Zurich Patch 5](https://www.servicenow.com/docs/access?context=zurich-patch-5&family=zurich&ft:locale=en-US) * Review changes to Now Assist usage measurement. [Zurich Patch 4](https://www.servicenow.com/docs/access?context=zurich-patch-4&family=zurich&ft:locale=en-US) * Leverage AI agents in ServiceNow Otto for FSO to automate the ACH dispute resolution process. * Use an updated Disputes intake via Virtual Agent conversation flow that supports the revised dispute questionnaire, bypassing questions when inferring answers, and initiating ACH disputes. This flow is for both cards and non-cards (ACH). * ServiceNow Otto for FSO skills and AI agents support model updates in Now LLM Service. * Additional role configuration required for agentic workflows and AI agents included with your applications. Early Availability * Implement security in Now Assist AI agents and ServiceNow Otto for FSO skills with access control lists (ACLs). See [ServiceNow Otto for FSO](https://www.servicenow.com/docs/access?context=now-assist-for-financial-services-operations&family=zurich&ft:locale=en-US) for more information. |
| Australia | Australia Patch 5 * Starting with Australia Patch 5, ServiceNow Otto is the new AI experience brand. This change is reflected in the name of ServiceNow products, including ServiceNow Otto for Financial Services Operations (FSO). Your product entitlements remain unchanged. Check your entitlements to determine your access to specific features. Australia Patch 3 * Extend AI-powered CSR capabilities to insurance with two new skills and two new AI agents. Surface customer insurance profiles, policy details, and interaction context for personal and commercial lines customers in Agentic Contact Center for Insurance. Australia Patch 1 * Accelerate customer service for banking with a CSR support AI agent, which provides intent detection, call insights, and AI-generated suggestions displayed to CSRs during active calls. * Reduce handle time with automatic call summarization: when a call is transferred to a human agent, a contextual summary of the customer's issue is made available. * Research and prepare for customer outreach with a customer profile summary skill and a customer insights AI agent. The AI agent answers natural-language queries about a customer by dynamically drawing on data from defined data sources. See [AI in FSO](https://www.servicenow.com/docs/access?context=exploring-now-assist-for-financial-services-operations-fso&family=australia&ft:locale=en-US) for more information. |
| Brazil | No updates for this release. |
[ ]