Insurance Claims Core tables

  • Release version: Zurich
  • Updated July 31, 2025
  • 2 minutes to read
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    Summary of Insurance Claims Core Tables

    The Insurance Claims Core tables facilitate the management and storage of insurance data related to claims. They are designed to organize various aspects of insurance claims, including participant details, policy information, and financial transactions. Understanding these tables is essential for effective claims management within ServiceNow.

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    Key Features

    • Claim Coverage: Stores coverage details of an insurance policy for a claim.
    • Claim Incident: Captures information about insured properties and other properties involved in the loss incident.
    • Claim Participant: Maintains details about all individuals or entities involved in the claim process.
    • Participant Role: Documents the roles of claim participants, such as insured and reporting parties.
    • Claim Reserve: Records reserve amounts against a coverage and entity combination.
    • Claim Payment: Tracks payment details associated with settling claims against reserves.
    • Injury Incident: Stores injury details related to claim participants.
    • Policy Snapshot: Retains policy information specific to the incident date.
    • Claim Incident Configuration: Defines configuration settings for claim incidents, including service definitions and display options.
    • Itemized Loss/Expense: Contains information about itemized losses and expenses for claims.
    • Baggage Incident: Details baggage loss incidents, including descriptions and associated flight details.
    • Trip Incident: Stores information about trip loss incidents, including descriptions and reservation numbers.

    Key Outcomes

    By utilizing the Insurance Claims Core tables, ServiceNow customers can efficiently manage insurance claims, streamline participant interactions, and ensure accurate financial tracking. This structure supports better decision-making and enhances the overall claims process, leading to improved customer satisfaction and operational efficiency.

    This section explains the insurance tables in Insurance Claims Core and how they handle insurance data.

    Tables installed

    The following table lists the tables that are installed with Insurance Claims Core.

    Table 1. Insurance Claims Core tables
    Table Description
    Claim Coverage

    [sn_ins_claim_coverage]

    Stores coverage of an insurance policy for a claim.
    Claim Incident

    [sn_ins_claim_property]

    Stores details about the insured properties or details about the other properties that are involved in the loss incident that is reported in the claim.
    Claim Participant

    [sn_ins_claim_profile]

    Stores details about all the participants involved in the claim process. It can be a person or company. For example, the insured driver, the driver of another vehicle, or any external experts involved in the evaluation and so on. These details can be used as an involved entity to make a claim against a coverage or as a payee to whom a payment is made.
    Participant Role

    [sn_ins_claim_participant]

    Stores information about a claim participant's role, such as the injured party, the insured, the reporting party, or another role related to the claim. Extends the Customer Service table Related Party [sn_customerservice_related_party].
    Claim Reserve

    [sn_ins_claim_reserve]

    Stores the reserve amounts that are created against a coverage and entity combination.
    Claim Payment

    [sn_ins_claim_payment]

    Stores details about the payment amount that is created against a reserve for settling a claim.
    Note:
    For both claim reserve and payment, depending on the system properties, the claims approval engine for approval process might be invoked for a reserve record or payment.
    Injury Incident

    [sn_ins_claim_injury]

    Stores participant injury details for a claim.
    Policy Snapshot

    [sn_ins_claim_policy_snapshot]

    Stores policy information specific to the time of an incident date, including Policy Number, Effective Date, Expiry Date, and other details.
    Claim Incident Configuration [sn_ins_claim_incident_config] Defines the configuration for claim incidents that can be created as part of the Insurance claims application. Use this table to define the following:
    • Name and short description of the claim incident
    • Claim incident table name
    • The icon that is shown
    • Adjuster task service definition
    • Parent service definition
    • Whether the loss can be itemized
    • Whether an adjuster task is created per incident or per incident type (for example, a single task for all baggage claim incidents)
    • Display order of the service definitions in the playbook
    • Whether the service definition is shown in the UI or not

    For more information, see Claim Incident Configuration table.

    Itemized Loss/Expense [sn_ins_claim_incident_item] Stores information about the itemized losses and expenses for a claim.
    Baggage Incident [sn_ins_claim_baggage] Stores information about a baggage loss incident, such as a description of the baggage, the associated flight details, and the claimant.
    Trip Incident [sn_ins_claim_trip] Stores information about a trip loss incident, such as a description of the incident, reservation numbers, and other supporting questions.