Using the Dispute Rules Content Pack for Mastercard

  • Release version: Xanadu
  • Updated August 1, 2024
  • 1 minute to read
  • By using the Dispute Rules Content Pack for Mastercard's questionnaire, your agents can help customers complete the reason code mapping for their disputes. This mapping enables the agents to categorize the dispute and determine the chargeback eligibility according to the Mastercard Chargeback Guide.

    Dispute Rules Content Pack for Mastercard workflows

    In the  Dispute Rules Content Pack for Mastercard, a dispute agent handles the following basic tasks:
    • Completes the intake of questionnaires based on dispute category
    • Uses the questionnaire to map the dispute reason code
    • Determines chargeback eligibility by completing the questionnaire and mapping the reason code

    When an agent disputes a transaction on behalf of a customer, a dispute service case begins and the dispute card transaction flow is triggered. This flow includes the various tasks that are specific to the case details. Each task is created when an agent closes the previous task.

    1. Create a dispute service case.

      The agent initiates the dispute service process by entering the initial case information and creating a dispute case on behalf of a customer. For more information, see Create a card dispute service case.

    2. Initiate a dispute.

      The agent enters the dispute details, including the account being referenced, the dispute amount, and the type of dispute. The agent provides the necessary information for the available options in the type of dispute (Authorization, Point of Interaction Error, Fraud, Cardholder Disputes, Installment Billing Dispute, Cardholder Dispute Not Classified Elsewhere). For more information, see Initiate a dispute.

    3. Submit the case for investigation.

      The agent submits the case for investigation by reviewing the dispute amount, the dispute reason code, and the associated dispute reason code message.

      After submission, the agent can review the chargeback eligibility status and reason in the State of transactions panel or the Card disputes transactions tab.

      The following example shows the State of transactions panel.

      Figure 1. State of transactions panel
      State of transactions panel that displays the disputed and resolved transactions for a card dispute.

    For more information, see Submit for investigation.